Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Baller application ("Service") operated by Replenish Labs Inc. ("Company," "we," "us," or "our"). By using the Service, you agree to these Terms.

1. Use of the Service

Baller is an AI-powered tool that provides credit card recommendations based on your quiz responses. The Service is provided free of charge and is intended for informational purposes only.

2. Not Financial Advice

The recommendations provided by Baller are for informational purposes only and do not constitute financial, investment, or credit advice. You should independently verify all information and consult with a qualified financial advisor before making credit decisions. We are not responsible for any financial decisions you make based on the Service's output.

3. Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you meet this requirement.

4. Accuracy of Information

While we strive to keep credit card data current and accurate, we do not guarantee that all information (including annual fees, rewards rates, sign-up bonuses, or APRs) is complete, accurate, or up to date. Card issuers may change terms at any time. Always verify details directly with the card issuer.

5. Intellectual Property

All content, design, and code comprising the Service are owned by Replenish Labs Inc. or its licensors. You may not copy, modify, distribute, or reverse-engineer any part of the Service without our written permission.

6. Third-Party Platforms

The Service operates within the ChatGPT platform. Your use of ChatGPT is governed by OpenAI's terms of use. We are not responsible for the availability, performance, or policies of third-party platforms.

7. Limitation of Liability

To the maximum extent permitted by law, Replenish Labs Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service, including but not limited to damages for financial loss, lost profits, or data loss.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Changes to These Terms

We reserve the right to modify these Terms at any time. Material changes will be reflected by updating the "Last updated" date. Continued use of the Service after changes constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

11. Contact Us

If you have questions about these Terms, contact us at:
Replenish Labs Inc.
Email: kashyap@trybezel.com